Recall that a module $M_R$ ($R$ is a unital ring) is called an SIP-module if the intersection of any two summands of $M$ is a summand. The ring $R$ is called (left) right SIP-ring if the module (${}_RR$) $R_R$ is an SIP-module.
Is there a commutative ring (with unity) which is NOT an SIP-ring?