Let $\pi:\mathcal{E}\rightarrow U$ be a family of elliptic curves with level $n$ structure (in the sense of Deligne-Rapoport) where $U\subseteq C$ is some (non-empty) Zariski open set of a smooth complex projective curve $C$. Let us take $\tilde{\mathcal{E}}$ the minimal proper regular model of $\mathcal{E}$ over $\mathbf{C}((t))$ where $t$ is (an appropriate choice) a local parameter around some point on $C$. Embedd $\tilde{\mathcal{E}}$ in $\mathbf{P}^m(\mathbf{C}((t)))$ (for some appropriate $m$) and assume that the defining equations of the embedding are defined over $\mathbf{C}[[t]]$. Now one may reduce the scheme $\tilde{\mathcal{E}}$ modulo $t$ to obtain a scheme $E'$ over $Spec(\mathbf{C})$. Assume that $E'$ is not smooth.
Q1 Is it "possible" (for us humans) to write down explicit equations for such an embedding for small values of $n$ (larger than $3$ and $4$ since these cases have been worked out by Igusa)?
Q2 How does one prove (algebraically and/or analytically) that $E'$ is isomorphic (as algebraic variety) to a cyclic configuration of $kn$-copies of $\mathbf{P}^1(\mathbf{C})$ where $k$ is a suitable integer.
first addendum
This a rather a long comment to question 1. So the universal elliptic curve with full level 3 structure (in rings where $3$ is invertible) can be written as $$ X^3+Y^3+Z^3-3tXYZ=0 $$ where $t\in \mathbf{P}^1(\mathbf{C})-\{1,\zeta,\zeta^2\}$ where $\zeta=e^{2\pi i/3}$. For example at $t=0$ the family "degenerates" to the smooth cubic $$ X^3+Y^3+Z^3=0. $$ When $t=1$, the family degenerates to the singular cubic $$ X^3+Y^3+Z^3-3XYZ=0. $$ The singular points are located at $(\zeta,\zeta^2,1)$, $(\zeta^2,\zeta,1)$ and $(1,1,1)$. In fact one has the factorization (unless I made some mistake) $$ (x+y+z)(x+\zeta y+\zeta^2 z)(x+\zeta^2 y+\zeta z)=X^3+Y^3+Z^3-3XYZ, $$ and one readily sees that we get a cyclic configuration of $3$ copies of $\mathbf{P}^1(\mathbf{C})$.
So in general, it would be nice to know why, systematically, a degenerate fiber of a family of elliptic curves (with level $n$ structure) is a cyclic configuration of $n$-copies of $\mathbf{P}^1(\mathbf{C})$. Is there a purely algebraic proof of this result?
second addendum
Of course topologically, the "most natural" degeneration of a complex torus $T$ with level $n$-structure should consist in pinching $n$-distinct points on $T$, so that we get a "necklace" of consisting of $n$ 2-spheres. But I don't quite see (algebraically and coomplex analytically) why the level $n$ structure forces the degeneration to be a necklace.
