Suppose the "expected residual lifetime," $E[X-x|X≥x]$ is approximately constant for large $x$. Then, I believe that the conditional tail distribution is approximately exponential, in the sense of being stochastically dominated by an exponential and dominating a similar exponential. Formally:
Conjecture Given any random variable $X$ with support on $[0,∞)$. If, for some $\lambda \in(0,∞)$, $$lim_{x→∞}E[X-x|X≥x]= \lambda ,$$
then, for all $ε>0$ and for all $\Delta>0$, there is some $c$ such that $x≥c$ implies $$e^{-(1/(λ-ε))t}\leq Pr[X≥x+t|X≥x] \leq e^{-(1/(λ+ε))t} \qquad ∀t≥\Delta.$$
I posted this question on StackExchange. Robert Israel provided a counterexample to an earlier conjecture, which was wrong.