Let $X$ be an affine variety over $\mathbb{C}$. Let $x\in X$.
If $x$ is non-singular, then $x$ is locally holomorphic (in the Euclidean topology). See here for a relevant MO post.
By results of Milnor if $x$ is singular, then it is not locally $C^1$ (and hence not smooth in any sense).
However, singular points in $X$ may be locally Euclidean (of class $C^0$) as the cuspidal cubic ($x^2=y^3$) shows. However, this example is not normal (normalization is desingularization in dimension 1, so this can't happen for normal curves).
In dimension 2, a theorem of Mumford shows if a surface is normal then all singularities are topological singularities (every neighborhood of $x$ in the Euclidean topology is not homeomorpic to a ball).
This theorem does not generalize to higher dimensional varieties (Egbert Brieskorn, Beispiele zur Differentialtopologie von Singularitäten, Invent. Math. 2 (1966), 1–14). In fact, germs of links can get very complicated in general: see here.
Here is my question (modified after Jason's comment):
If $X=\mathbb{C}^n/\!/ G$ where $G$ is a reductive affine algebraic group (acting rationally), what are conditions on $X$ so that Mumford's theorem holds when $\dim X\geq 3$?
Note that $X$ will be normal since $\mathbb{C}^n$ is smooth, and normality is preserved by GIT quotients.
Remark: By the Luna Slice Theorem, in this situation, one can come up with a local model around a singularity that is of the form $V/\!/Stab(x)$ where $V$ is smooth. So one can then try to show the smooth locus of this local model is not what one would expect if the local model was Euclidean (comparing homology groups, for example).
Relevant MO Links (following Jason Starr's Comments):
- Algebraic varieties which are topological manifolds
- Is there a topological Chevalley-Shephard-Todd Theorem?
Remark: The above links and Jason's comments show that there are examples where $X$ is a topological manifold yet has algebraic singularities in dimensions higher than 3.