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Okay, you said "non-science majors". Probably Bourbaki is mathematically too advanced and historically not detailed enough. I'm sorry for this superfluous comment. :)
I think one source of this problem are definitions (in the first lectures) like: a bijective morphism of groups is called an isomorphism. Introducing categories (very roughly!), defining the general notion of an isomorphism in a category and mentioning that it's awesome that for groups we just have to check bijectivity could really prevent this...
@Hanno: Wow, entering "katenär" in google gives 16 hits (already including your answer :)). I have never heard/seen this word; but on the one hand I never talked about these rings in German and on the other hand google books gives at least 3 relevant hits, so it seems that some mathematicians indeed use it!
@captain obvious: Well, the one who defined what an algebra over a commutative ring is decided this! Take a look at your wikipedia link: ...is a morphism $f:R \rightarrow A$ such that the image of $f$ is contained in the centre of $A$. But I think this makes sense.
I just asked the same. Does this definition imply that $R$ is central in $A$? If so, then I think it's not the right definition. I think a ring morphism $R \rightarrow A$ could be a "correct" definition, but I also have no idea.