Write $x_i = a_i/b_i$, $y_i= t_i b_i$.  Your inequality then reduces to the question of if there is some $C$ such that sometimes
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$$ C \sum_i x_i y_i \le \sum_i x_i \cdot \sum_i y_i, $$
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and if so, under what conditions.

One answer to this question goes by the name of Chebyshev's inequality in math olympiad circles; it's sometimes called Chebyshev's _order_ inequality or Chebyshev's _sum_ inequality to distinguish it from the (apparently unrelated?) result in probability theory.  It can be found in Hardy&ndash;Littlewood&ndash;P&oacute;lya, Steele's book <i>The Cauchy&ndash;Schwarz Masterclass</i>, and various places on the internet.