Let $R$ be a noetherian local ring and let $M$ be a finite $R$-module. Assume that the annihilator of $M$ is zero. Consider a minimal presentation of M as follows: $R^n\stackrel{\varphi}{\longrightarrow}R^m\longrightarrow M\longrightarrow0$. Can we conclude that $m>n$, or is it also possible to have $m\leq n$ with all $m\times m$ minors of the presentation matrix $\varphi$ equal to zero?