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Donu Arapura
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I saw this a while ago, and I assumed that someone would give you an answer, but it doesn't look like anyone will. So I'll make an attempt. As Ulrich suggests, it is better to stick to normal varieties, so your nodal/cuspidal curves are immediately eliminated. So we should move to dimension at least two.

A very simple class of examples are cones. Let $V\subset \mathbb{P}^N$ be a nontrivial smooth variety, and let $R$ be the local ring of the vertex of the cone over $V$. This is normal and $\dim R\ge 2$. $R$ (or $Spec R$) is $\mathbb{Q}$-factorial exactly when $Cl(R)\otimes\mathbb{Q}=0$ where $Cl(R)$ is the (Weil) divisor class group. Now according to Lipman "Unique factorization in complete local rings", Alg. Geom, Arcata (1974) $$Cl(R)= Cl(V)/\langle\text{hyperplane}\rangle$$

Thus $R$ is $\mathbb{Q}$-factorial if and only if the $Cl(\mathbb{P}^N)\otimes \mathbb{Q}\to Cl(V)\otimes \mathbb{Q}$ is surjective.

This is generally not true. For example, if $V$ is a curve, $R$ is $\mathbb{Q}$-factorial if and only if $V$ has genus $0$.

Donu Arapura
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