In your second edit, you ask whether there exists an example of such a bundle over a lower-dimensional manifold. Here's an example of a rank four bundle over a four-manifold with desired Stiefel-Whitney class.
Let $M = (\mathbb{RP}^2\times\mathbb{RP}^2)\#(S^1\times S^3)$. Note that
$$H^1(M; \mathbb{Z}_2) \cong H^1(\mathbb{RP}^2\times\mathbb{RP}^2; \mathbb{Z}_2)\oplus H^1(S^1\times S^3;\mathbb{Z}_2).$$ Let $a$ and $b$ denote elements of $H^1(M; \mathbb{Z}_2)$ corresponding to generators of $H^1(\mathbb{RP}^2\times\mathbb{RP}^2; \mathbb{Z}_2)$, and let $c$ denote the element of $H^1(M; \mathbb{Z}_2)$ corresponding to the generator of $H^1(S^1\times S^3; \mathbb{Z}_2)$.
Consider the rank four vector bundle $E = L_a \oplus L_b \oplus L_c\oplus L_{a + b + c}$ where $L_x$ is the unique real line bundle over $M$ with $w_1(L_x) = x$. We have
\begin{align*} w_1(E) =&\ w_1(L_a) + w_1(L_b) + w_1(L_c) + w_1(L_{a + b + c})\\ =&\ a + b + c + (a + b + c) = 0\\ &\\ w_2(E) =&\ w_1(L_a)w_1(L_b) + w_1(L_a)w_1(L_c) + w_1(L_a)w_1(L_{a + b + c})\\ &+ w_1(L_b)w_1(L_c) + w_1(L_b)w_1(L_{a + b + c}) + w_1(L_c)w_1(L_{a + b + c})\\ =&\ ab + ac + a(a + b + c) + bc + b(a + b + c) + c(a + b + c)\\ =&\ ab + a^2 + b^2 \neq 0\\ &\\ w_3(E) =&\ w_1(L_a)w_1(L_b)w_1(L_c) + w_1(L_a)w_1(L_b)w_1(L_{a + b + c})\\ &+ w_1(L_a)w_1(L_c)w_1(L_{a + b + c}) + w_1(L_b)w_1(L_c)w_1(L_{a + b + c})\\ =&\ abc + ab(a + b + c) + ac(a + b + c) + bc(a + b + c)\\ =&\ a^2b + ab^2 \neq 0\\ &\\ w_4(E) =&\ w_1(L_a)w_1(L_b)w_1(L_c)w_1(L_{a + b + c})\\ =&\ abc(a + b + c) = 0. \end{align*}
So $E$ is a rank four vector bundle over a four-manifold $M$ with $w(E) = 1 + w_2(E) + w_3(E)$.