The last of the four definitions of a Cartan connection on the Wikipedia page describes it as an Ehresmann $G$-connection on the associated bundle $E=P\times_H (G/H)$. It claims that the Cartan connection on $P$ can be reconstructed using the usual association procedure. However, this seems wrong to me because for that the $G$-action on $G/H$ needs to be effective, which is not always true. So it seems that this definition works only for effective Cartan geometries.
Is this correct? And is there a general definition of Cartan geometry in terms associated bundles?