Notation and Setting: let $\operatorname{Aff}$ denote the category of affine schemes whose objects are covariant representable functors $\operatorname{X}:\operatorname{Ring}\rightarrow\operatorname{Set}$ and $\operatorname{Spec}:\operatorname{Ring^{op}}\rightarrow\operatorname{Func(Ring, Set)} $ be the contravariant Yoneda embedding of $\operatorname{Ring^{op}}$ in its category of presheaves so that $\operatorname{Aff}\simeq\operatorname{Ring^{op}}$.
In addition, let $\mathcal{O}:\operatorname{Func(Ring, Set)}\rightarrow\operatorname{Ring^{op}}$ be the functor that sends a functor $\operatorname{X}:\operatorname{Ring}\rightarrow\operatorname{Set}$ to the ring of maps $\operatorname{X}\rightarrow \mathbb{A}^1$ (where $\mathbb{A}^1$ is the forgetful functor) so that $\operatorname{Spec}$ and $\mathcal{O}$ are inverse of one another.
Let $\widehat{\operatorname{Aff}}$ be the indization of $\operatorname{Aff}$, i.e. the category whose objects are functors $\operatorname{X}:\operatorname{Ring}\rightarrow\operatorname{Set}$ that are small filtered colimits of affine schemes.
My question: I am looking for (simple) examples of functors which are objects of $\widehat{\operatorname{Aff}}$ but are not affine schemes.
I am particularly interested in examples of the following form: Let $\operatorname{X}$ be an affine scheme, $I\subseteq\mathcal{O}_{X}$ an ideal and consider the following diagram in $\operatorname{Func(Ring, Set)}$ over $\mathbb{Z_{\geq0}}$
$0=\operatorname{Spec(\mathcal{O}_{X}/I^{0})}\hookrightarrow\ldots\hookrightarrow\operatorname{Spec(\mathcal{O}_{X}/I^{n-1})}\hookrightarrow\operatorname{Spec(\mathcal{O}_{X}/I^{n})}\hookrightarrow\ldots$
Since $\operatorname{Func(Ring, Set)}$ admits small colimits, $\mathrm{colimit}_{n\in\mathbb{Z}_{\geq0}}\operatorname{Spec(\mathcal{O}_{X}/I^{n})}$ exists. Thus I am looking for examples of affine schemes $\operatorname{X}$ and ideals $I\subseteq\mathcal{O}_{X}$ for which $(\mathrm{colimit}_{n\in\mathbb{Z}_{\geq0}}\operatorname{Spec(\mathcal{O}_{X}/I^{n})})\neq \mathrm{colimit}_{n\in\mathbb{Z}_{\geq0}}(\operatorname{Spec(\mathcal{O}_{X}/I^{n})})$
The only example that I could find so far was that of $\operatorname{Spec(\mathbb{Z}[x])}$ and the ideal $(x)$ which give the functor $\operatorname{Nil}\simeq\mathrm{colimit}_{n\in\mathbb{Z}_{\geq0}}\operatorname{Spec(\mathbb{Z}[x]/(x)^{n})}\neq(\mathrm{colimit}_{n\in\mathbb{Z}_{\geq0}}\operatorname{Spec(\mathbb{Z}[x]/(x)^{n})})\simeq\operatorname{Spec}(\mathbb{Z}[\![ x ]\!])$.
To see that you can either show that $\operatorname{Nil}$ is not representable1 or check, for example, that $\operatorname{Spec}(\mathbb{Z}[\![ x ]\!])(\mathbb{Z})\neq\operatorname{Nil}(\mathbb{Z})$.