Take an $m \times n$ checkered board and one-at-a-time add a piece to an empty square. At what point are you guaranteed to have an $s \times t$ sub-board where all of its squares are filled?
Here I don't demand that the $s$ rows or $t$ columns be adjacent. Any selection of $s$ rows and $t$ creates a sub-board -- namely, the $s \cdot t$ intersection squares.
Thanks!