With $\Bbb K$ a commutative rings there a way to characterize $A,B\in\Bbb K^{n\times n}$ with $$Per(AB)=Per(A)Per(B)?$$
John provides a reasonable concept coverage multiplicative property.
How about if I seek $Per(A+B)=Per(A)+Per(B)$ instead of $Per(AB)=Per(A)Per(B)$?