$\newcommand{\End}{\operatorname{End}}$
let $R$ be a local ring, $\varphi\in \End(R_{R}^{2})$, $\overline{\varphi}\in \End(\overline{R}_{\overline{R}}^{2})$, $\overline{R} =\frac{R}{J(R)}$$\overline{R} =R/J(R)$ , $J(R)$= Jacobson radical $R$. where neither $\varphi$ nor $1-\varphi$ is invertible. whyWhy neither $\overline{\varphi}$ nor 1- $\overline{\varphi}$ is invertible in $End(\overline{R}_{\overline{R}}^{2})$$\End(\overline{R}_{\overline{R}}^{2})$ ?