Regarding the second point, note that it is not at all unusual to have sets appear in a larger universe. For example, every Grothendieck topos contains sets as a full subcategory, as well as any realizability topos.
The two foundations, ZFC and HoTT, paint different pictures of how mathematics can be organized, and they also serve different purposes, and they are used diffrently (see Penelope Maddy's What Do We Want a Foundation to Do?). With this in mind
To demonstrate the difference, let me address OP's questionsus consider the circle. There are several mathematical manifestations of the idea:
The circle as a raw set $C$ of all points in a plane at unit distance from the origin.
The circle as a topological space $(C, \tau)$, with the standard topology $\tau$.
The circle $(\{z \in \mathbb{C} \mid |z| = 1\}, 1, {}^{-1}, {\times})$ as the multiplicative subgroup of non-zero complex numbers.
The way I understand the first questions is this: whatabove manifestations are the higher types appearing in HoTT good for if they already can be constructed in ZFC from sets? This is not true as structure, as indicated above. For example
In HoTT we can also define all the manifestations in the exact way, as structures. But in addition, there is a fourth manifestation of the HoTT circle: the homotopical circle $S^1$ that is built as a certain higher inductive-inductive type which. This type is not a set but a groupoid. If we construct the circle in the usualresult of any set-theoretic wayconstruction (constructcarried out in HoTT.
One can of course build a $\mathbb{N}$,model of HoTT in ZFC and observe that the homotopical circle $\mathbb{Z}$$S^1$ is an object in this model, $\mathbb{Q}$namely a certain Kan simplicial set, therefore it is the result of a set-theoretic construction $\mathbb{R}$, definecarried out in ZFC.
I would hope that the Euclidean metric onabove remarks are completely obvious. And let me be explicit: I do $\mathbb{R}^2$not think that one foundation is "better" than the other.
Now, definelet me finally address OP's questions.
The way I understand the circle as a subspace offirst questions is this: what are the plane of all points at unit distancehigher types appearing in HoTT good for if they already can be constructed from sets? I hope the origin)above discussion clears this up. So long as we work inside HoTT, the result willthere are going to be a different manifestation of "circle"types that isare not equivalent to $S^1$sets, not can they be constructed from sets. The homotopical circle is an example.
The second question asks about structures that exist in HoTT but not in ZFC. Here is one: thereAgain, we can use the homotopical circle $S^1$ as an example. This is a pointed type $C$, with an elementa base point $b \in C$$b : S^1$, such that the monoid of all maps $C \to C$ which$S^1 \to S^1$ that fix $b$ is isomorphic to the additive group $\mathbb{Z}$. In ZFC there is no such set for cardinality reasons (ifin HoTT paralance we would say that the loop space of $C$ is finite then it is too small, and if it is infinite then it$S^1$ is too largeequivalent to $\mathbb{Z}$). The type in question is, you guessed itNo set has this property, the circle $S^1$for cardinality reasons.
I anticipate an objectionAnd let me reiterate:
But we can build a model of HoTT in ZFC with enough inaccessible cardinals!
My reply would be that doing things in a model built of course one can build groupoids in ZFC and observe that there is a pointed groupoid whose loop space is equivalent to $\mathbb{Z}$. However, this does not falsify the same thing as doing thingsclaim that in ZFC. At allHoTT $S^1$ exhibits a phenomenon that no set can.