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Mar 25 at 15:45 comment added Tyler Lawson In the case where the underlying module of $A$ splits off the unit ($A = k \oplus \bar A$) and similarly for $B$, I believe that your formula for the coproduct does generalize to one that looks like $k$ plus the nonunital coproduct of $\bar A$ with $\bar B$. You can get many counterexamples in cases where it doesn't split off, e.g. when $A = k/J$ for some ideal $J$.
Mar 24 at 19:48 history answered Dan Petersen CC BY-SA 4.0