The one subtlety to note here is that if we’re talking about “PA proves FTA” and “ZFC proves FTA”, these can’t quite be formally the same statement “FTA”, since one must be written in the formal language of arithmetic, the other in the language of set theory. What’sWhat’s happening here is that the ZFC-version of “FTA” is an translation of the PA-version of FTA in ZFC, using ZFC’s set of natural numbers. This translation is what “the standard model” means. But it’s just part of giving a more refined analysis of the logical status of these statements — it doesn’t mean that every time we do any elementary number theory in ZFC, we should feel obliged to add “in the standard model”. The whole point of a standard model is that it’s standard — it’s just giving the language of arithmetic its usual meaning within ZFC (or other ambient foundation). You can equally well take “FTA” to be the PA-statement and view the ZFC-version as its interpretation under the standard mode, or take “FTA” to be the ZFC-statement and view the PA-version as a transcription of it into the language of PAarithmetic. The former is more common in logic, but the latter is arguably closer to mathematical practice.
So overall: It’s completely accurate to just say “The Gödel sentence is true”, in the same sense that we mean when we say any other mathematical statement is true or false. But if we want to refine that statement to a sharper one, then what we should say is “ZFC proves the Gödel statement [in the standard model of arithmetic].” — the part that really sharpens the statement is specifying “ZFC”, not the mention of the standard model. Similarly, when we say that it is unprovable (or fails in some models), we need to be clear which theory we’re talking about provability in, or models of.
Edit. I’ve assumed we’re talking of the Gödel sentence for PA, or some similar theory of arithmetic; but the same applies with the Gödel sentence for ZFC, or any other theory $T$. In Gödel’s theorem, we assume $T$ comes equipped with an interpretation of the language of arithmetic, and its Gödel sentence $G_T$ is a priori a sentence of arithmetic, that then gets (in the proof of Gödel’s theorem) interpreted into $T$. So again what it means when we say $G_T$ holds is no different in principle from what it means when we say FTA or FLT holds — it means “reasoning in the normal mathematical way, we can prove $G_T$ holds (in the natural numbers)”. So there’s no difference from before what it means for $G_T$ to hold. And there’s a difference, but a straightforward one, in whether we can show $G_T$ holds: If $T$ is a theory that we can prove consistent (so e.g. PA would be such a theory, if we’re working ambiently in something like ZFC), then using that, we can prove unconditionally that $G_T$ holds. If we can’t prove $T$ is consistent (e.g. if $T$ is ZFC itself, or something stronger), then all we can prove is: If $T$ is consistent, then $G_T$ holds.