Working in first order logic with equality and membership $``\sf FOL(=,\in)"$
Let $\phi x$ be a formula in which only $x$ occur free, and never bound.
Let $\psi_i x\vec{z}$$\pi_i x \vec{z}$ be the formula $\forall y (y \in x \leftrightarrow \psi_i y\vec{z})$ where $\psi_i y \vec{z}$ is a formula in which only symbols $``x,z_1,..,z_n"$$``y,z_1,..,z_n"$ occur free, and never bound,bound; such that:
$\sf FOL(=,\in)$ $ \vdash \forall \vec{z} \forall x: \psi_i x\vec{z} \to \phi x $$ \vdash \forall \vec{z} \forall x: \pi_i x \vec{z} \to \phi x $
Let $\sf T$ be a theory that extends $\sf FOL(=, \in)$, with only the following axioms:
$\exists x. \phi x$
$\forall \vec{z} (\exists x. \psi_{i \leq n} x\vec{z}) $$\forall \vec{z} (\exists x. \pi_i x \vec{z}), _{ i=1,..,m} $
The idea is that $\sf T$ only says that there exists an object that fulfills $\phi$, and stipulate $m$-many naive comprehension axioms each assuring the existence of objects satisfying particular finitea set of formulasall objects satisfying a formula among $\psi_1,..,\psi_n$ which are$\psi_1,..,\psi_m$ formulas, and all those sets in turn are provable to always satisfy $\phi$ in just the background language of $\sf T$.
My question is that given the above conditions, is there a known systemset theory that is thought to be aprovably consistent relative to some extension of first order logicZF in which the following is provable? $$\sf Con(\forall x. \phi x) \land Con( T) \\\to Con(T+ \forall x. \phi x)$$.
My guess is to the negative, but I don't know of a counter-example.